Terms & conditions of Invest Board.
What you agree to by using the platform. Plain language where we can, lawyerly where we must.
Financial advice warning.
Invest Board's information is either factual information or general advice. It is based on our proprietary analysis models. This service (InvestBoard.io) is not a financial advisor. Our advice is general only and has been prepared without considering your objectives, financial situation, or needs. Before making any investment decision, consider its appropriateness to your situation and seek financial, taxation, and legal advice. Users must conduct independent due diligence and consult qualified professionals (e.g., financial advisors, tax experts) before acting.
General liability warning.
IMPORTANT NOTICE: Investboard.io is not liable for any investment decisions, losses, or damages resulting from the use of our platform, analysis, recommendations, or any content provided through our service. All information is provided for educational and research purposes only. Investment involves substantial risk of loss, and you should carefully consider your financial situation and risk tolerance before making any investment decisions. Always consult with qualified financial advisors, tax professionals, and legal counsel before acting on any information provided through this service. Past performance does not guarantee future results, and no representation is made that any investment will achieve results similar to those shown or discussed.
AI-based analysis and recommendations disclaimer.
Invest Board may utilize artificial intelligence (AI) and machine learning technologies to provide investment analysis, insights, and recommendations. Users acknowledge and agree that:
1. No liability for AI content. Invest Board is not liable for any investment decisions, losses, or damages resulting from AI-generated analysis, recommendations, or insights provided through our platform. By using the platform, you agree to this waiver and acknowledge the inherent risks of AI in financial analysis.
2. AI limitations. AI-based analysis is subject to limitations, biases, and potential inaccuracies inherent in machine learning models. The AI may not account for all market factors, recent developments, or unique circumstances affecting investment decisions.
3. Not professional advice. AI-generated content should not be considered as professional financial advice, personalized investment recommendations, or a substitute for consultation with qualified financial advisors.
4. User responsibility. Users are solely responsible for evaluating AI-generated content and conducting their own due diligence before making any investment decisions. Users should verify all information and seek professional advice when appropriate.
5. No guarantee of accuracy. While we strive to provide accurate AI-based analysis, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of AI-generated content.
Account creation.
To create an account, you must:
1. Be at least 18 years of age.
2. Possess the legal right and capacity to enter into a legally binding agreement.
3. Agree to use our platforms in accordance with these Terms.
We reserve the right to cancel or refuse account creation for any reason.
Collection notice.
We collect personal information to provide our services and as outlined in our Privacy Policy, which should be read in conjunction with these Terms.
Platform uptime and liability.
We do not guarantee continuous platform uptime, though we endeavor to ensure operational platforms. We are not liable for any damages related to computer systems from using our platforms or linked websites.
Service availability disclaimer.
InvestBoard.io makes no guarantee regarding the continuous availability of our service. The platform may be temporarily unavailable due to scheduled or emergency maintenance, technical difficulties, server outages, network connectivity issues, software updates, or other circumstances beyond our control. We reserve the right to suspend, modify, or discontinue any aspect of the service at any time without prior notice. Users acknowledge that temporary or permanent service interruptions may occur and agree that InvestBoard.io shall not be liable for any inconvenience, loss of data, or damages resulting from such interruptions or service modifications.
Changes to platforms and terms.
We may change or add to our platforms or these Terms without notice, and are not obligated to keep the platforms updated. We are not liable for any errors or outdated information.
Revisions.
We may at any time revise these Terms and Conditions by updating this document. You agree to be bound by subsequent revisions and agree to review these Terms and Conditions periodically for changes. The most updated version of this document will be available for your review under the “Terms and Conditions” link that appears on the Investboard.io website.
Purchases and subscriptions.
Terms for premium services, including discounts, pricing changes, payment methods, cancellations, and refunds, are outlined separately.
Sole use.
Access to premium features is for the user only unless otherwise approved.
Linked sites.
We are not responsible for the content of third-party linked websites.
Intellectual property rights.
All rights in our platforms and content are owned by or licensed to us.
Unacceptable activity.
Users must not engage in inappropriate, unlawful, or prohibited activities, including privacy breaches, defamation, uploading harmful files, and unauthorized material.
Termination rights.
InvestBoard.io reserves the right to terminate or suspend user accounts and access to our service at any time, with or without cause, and with or without notice. Grounds for termination may include, but are not limited to: violation of these Terms and Conditions, engaging in unacceptable activities as defined herein, misuse of the platform, providing false or misleading information during account creation, attempting to circumvent security measures, or any behavior that we deem harmful to other users or the integrity of our service. Upon termination, your right to access and use the service will immediately cease, and we may, at our discretion, delete your account and all associated data. Users may also terminate their own accounts at any time by following the account closure procedures provided on our platform.
Warranties and disclaimers.
We provide no warranties about the platforms or content and reserve the right to restrict access at any time.
Liability.
We are not liable for any loss, damage, or expense from using our platforms.
Self-directed user responsibility.
This service is intended for self-directed users who are looking for education and research-based tools to assist in their decisions. However, it is important to note that this service does not offer any form of investment advice or recommendations. As a self-directed user, it is your responsibility to evaluate the risks and merits associated with any Content provided through the Service before making any decisions. By using the Service, you agree not to hold InvestBoard.io or any Third-Party Provider liable for any claims or damages arising from any self-directed decisions you make based on the content or other information provided. Additionally, it is important to remember that past performance data should not be used as an indicator of future results.
Data accuracy and liability.
Invest Board relies on data and information provided by third-party data providers. While we strive to present accurate and up-to-date information, we do not have control over the data provided by these third parties. As such, Invest Board cannot be held responsible for any inaccuracies, errors, or outdated information originating from these third-party sources.
Reporting inconsistencies.
If you encounter any inconsistencies or inaccuracies in the data, we encourage you to report them to us. Upon receiving such reports, Invest Board will make reasonable efforts to verify the information and forward any validated concerns or complaints to the relevant third-party provider for further action or clarification. However, Invest Board's role is limited to facilitating the communication of these concerns and we do not guarantee resolution or corrections from third-party providers.
Reliance on third-party data.
Users of Invest Board acknowledge and agree that any investment decisions or actions taken based on the data provided through our service are done at their own risk. Invest Board advises users to conduct their own due diligence and consult with professional advisors before making investment decisions, especially considering the reliance on third-party data.
Scope of coverage.
Invest Board provides data and analysis on a selected range of publicly traded companies. However, it is important for users to understand that our service does not cover all publicly traded companies globally or within a specific market. The selection of companies covered is based on various criteria including market interest, data availability, and our internal resources.
Requests for adding companies.
We acknowledge that our users may have interests in companies that are currently not covered by our service. If you are interested in a publicly traded company that is not presently included in our coverage, we encourage you to submit a request for its addition. While we cannot guarantee the inclusion of every requested company, we will make reasonable efforts to expand our coverage to include such companies, subject to data availability and alignment with our service capabilities and strategic direction.
Process for requesting company coverage.
To request the addition of a specific publicly traded company to our coverage, please follow our outlined request process, which can be found on our website or obtained by contacting our customer service team. Each request will be evaluated based on our internal criteria, and we will communicate the outcome of such evaluations to the requesting user within a reasonable timeframe.
No obligation for inclusion.
While we are open to user suggestions and will endeavor to accommodate reasonable requests for additional company coverage, users acknowledge that submitting a request does not obligate Invest Board to include the requested company in our service. The final decision on expanding our coverage rests solely with Invest Board.
